2023年2月10日 • 3分钟
Thanks to computers and mobile devices, we have a world of knowledge available at our fingertips, but the same devices can also make us incredibly vulnerable to fraud. Here are some tips to help you protect yourself online.
KYPIP stands for Keep Your Personal Information Private. Patelco respects your privacy and security and will never ask you for your online banking 用户ID and password; one-time passcodes for transactions, 注册, or login; your card PIN; security code; or full card number.”
Outdated electronics can give attackers access to your device through security weaknesses, making you more susceptible to ransomware attacks and viruses. Updates from Apple, Microsoft, Google and the like do more than just add features. They also provide security updates to keep your data safe.
To ensure you have the latest security features:
密码s are the most common form of account authentication, but they must be complex and confidential to keep your information private. 使用 the following tips to come up with 强密码 and keep them secure.
For the accounts you use the most, check the security settings for the option to enable 多因素身份验证 (MFA) or two-factor authentication (2FA). 当你使用MFA或2FA时, you’ll need to provide at least two pieces of evidence to prove your identity for access to your account. This evidence may include your password, 生物识别, and/or a verification code you receive in an email, 短信, 电话, 或者一个应用程序.
MFA helps increase online security because even if one credential becomes compromised, unauthorized users will be unable to meet the second authentication requirement, blocking them from accessing your information. Many MFA implementations also have time limits and expirations, making it even more difficult for a bad actor to access your account.
Social media is full of information about you. Purge your accounts of any personal information you wouldn’t want a stranger or thief to have — anything from your home address, employer details or email addresses to photos of vacations and birthdays.
The main problem with vacation photos, at least if you share them while on vacation, is that they tell the entire world that you’re not at home – this can leave your accounts more vulnerable since fraudsters know that you may be less likely to check your accounts, or that you have a travel notification set for your accounts, all information that can be exploited.
关于生日, some scammers and identity thieves can wreak havoc with just your name, 出生日期(DOB), 和地址. So if a fraudster already knows your name 和地址, posting information about your DOB on 社交媒体 gives them the final piece of information they need to attempt fraud or identity theft.
网络诈骗呈上升趋势. Learn how to spot the five most common online scams; spoofing, 网络钓鱼, vishing, 欺骗和欺骗. 不要成为受害者.
We’ve all had that feeling—do I click on that? 谁在呼唤我? Learn what is 网络钓鱼, how does it work, and how to identify and avoid 网络钓鱼 scams.
If you’ve been affected by an online scam, it’s important to notify your bank and government agencies that track and investigate these crimes. Follow these steps to recover from the fraud.